No two situations are the same, that is why at ET Insurance we take a detailed look at your business, life, and retirement goals when developing your specific estate plan. Based on this evaluation, ET Insurance can then help you determine the most effective plan for your situation. With this plan, we will build a program that best fits your objectives, utilizing all the products available today. As time moves on, we will periodically reevaluate this plan based on changes in your life situation, goals and the products available to deliver your needs. The financial and insurance markets are continually changing, and at ET we stay ahead of these changes to ensure that the most effective solution for your situation is always presented to you.